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Home Purchases & Refinances
If you're thinking of buying or selling a house and want to get advice on your options from someone who's been doing this for 19 years, then you've come to the right place.
Residential, investment, and commercial real estate
Market trends
Veteran Benefits
The real estate buying and selling process
First Time Home Buyers
How Much Down Payment
Rent or Own
ARM vs. Fixed
Points
Credit Repair
What's The Deal With Realtors
Should I Refinance
Loan Products & Programs
- 30 yr 15 yr or Customize your own years
- Zero Down Payment
- VA Loans
- 3% Down
- FHA Loans
- Jumbo Loans
About
Hi. I've been in the mortgage industry since 2001. Over the years I've been fortunate enough to work with so many people and lenders, agents and attorneys to give me a wealth of knowledge and experience in regard to helping people buy and refinancne their homes. I can help answer any question you might have about financing and real estate. Feel free to call, email or set up an appointment with me. You're under no obligation or cost to do so.
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NMLS ID: 1184434
Ralph E. Cummings, Jr. NMLS 1184434
Hours
Monday - Friday: 9am - 5pm
Saturday: By appointment
Sunday: Closed
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Ralph E. Cummings, Jr. NMLS 1184434
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